Explore the Rules That Apply
When you create or keep your account, you agree to the version posted here and any linked rules that sit under it. These terms cover identity checks, wallet use, session conduct, dispute handling and the order in which our clauses apply. If a clause clashes with
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Indian law or another local rule, the local rule controls and the rest of the page applies where it still makes sense. We may update this text when access rules, verification steps or payment routes change, and we keep the current page ahead of older copies.
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Check this page before you move UPI, Paytm, PhonePe or Google Pay funds through the wallet. If you keep using the account after an update, that means you accept the new wording.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.